{"@context":"https://certreports.com/llms.txt","vendor":{"slug":"novel","name":"Novel","domain":"trynovel.com","category":"Banking and lending","one_liner":"Novel is your international business bank account","trust_center_url":null,"security_page_url":null,"url":"https://certreports.com/vendors/novel/security","last_verified_at":"2026-09-17T00:00:00.000Z","claimed":false,"verified_profile":false},"attestations":[{"framework":"dpf","framework_name":"EU-US Data Privacy Framework","state":"expired","state_label":"Expired","sentence":"Certificate expiry unknown date passed; no renewal found as of 17 Sep 2026.","kind":"listing","status_text":"Inactive","issued_at":null,"expires_at":null,"period_start":null,"period_end":null,"auditor":null,"impact_level":null,"as_of":"2026-09-17","under_review":false,"source":"dpf","url":"https://certreports.com/vendors/novel/security","evidence":[{"source_type":"registry","source_name":"Data Privacy Framework list","url":"https://www.dataprivacyframework.gov/participant/6880","fetched_at":"2026-09-17 15:49:49.891+00","content_hash":"ab9ff629b0bc20d49b8926c685d25c881a7e9bb86602ccbf8b687d565679f8fb","wayback_url":null,"quote":"Novel Financial Inc.: Inactive","confidence":1}]}],"brief":null,"legal_docs":[],"subprocessors":[],"disclaimer":"CertReports indexes public evidence. A missing framework means no public evidence was found at the last check, not that the vendor is non-compliant. SOC 2 is a report, not a certification; HIPAA has no certification.","generated_at":"2026-09-19T09:12:10.517Z"}