Affirm

Security and trust center evidence

Buy now pay later without the

affirm.com PaymentsLast verified 1 Nov 2026

Request the report Are you Affirm?

Affirm has 1 registry-verified row and 3 vendor-stated rows in the CertReports index, last verified 1 Nov 2026. The strongest row is SOC 2: Vendor states SOC 2 on its trust centre. This page is independent of the vendor’s own trust centre: dates, sources and caveats come from CertReports captures.

Reviewer brief

Affirm is listed in the Visa Global Registry of Service Providers as PCI DSS validated through 31 Aug 2027, as of 29 Sep 2026. That PCI DSS listing was issued 23 Sep 2021 and audited by Payment Software Company (PSC), as of 29 Sep 2026. Affirm states on its trust centre that it holds a SOC 2 report, as of 3 Oct 2026. Affirm states on its trust centre that it holds a SOC 1 report, as of 3 Oct 2026. Affirm states on its trust centre that it adheres to CCPA / CPRA requirements, as of 3 Oct 2026.

PCI DSS - listed in Visa Global Registry, validated through 31 Aug 2027, auditor Payment Software Company (PSC) (as of 29 Sep 2026)
SOC 2 and SOC 1 - vendor states it holds these reports on its trust centre (as of 3 Oct 2026)
CCPA / CPRA - vendor states adherence on its trust centre (as of 3 Oct 2026)

Facts only, each dated; nothing here is inferred, scored or advised. Brief generated 3 Oct 2026; it is regenerated whenever a row changes.

Among payments vendors

1verified rows

Category median 1, across 737 indexed payments vendors. Affirm has more verified rows than 6 percent of them.

buy now pay latercheckoutfinancingpayment options

Compare with similar vendors

Pick your own comparison

Compliance grid

No public evidence yet for HIPAA, GDPR, FedRAMP, ISO 27001, CSA STAR, Cyber Essentials, ISO 27701, ISO 42001. This does not mean the vendor lacks them; it means nothing public was found at the last check.

Legal artefacts

No DPA, BAA or subprocessor list has been captured from a public page yet. Registry rows above do not depend on this. Check the vendor trust centre.

Subprocessors

No subprocessor list captured yet.

Change history

29 Sep 2026PCI DSS state changedState moved from Vendor-stated to Verified.
29 Sep 2026PCI DSS auditor changedAuditor changed from unknown to Payment Software Company (PSC).
18 Sep 2026SOC 1 evidence addedA SOC 1 row entered the index with state Vendor-stated.
18 Sep 2026CCPA / CPRA evidence addedA CCPA / CPRA row entered the index with state Vendor-stated.
18 Sep 2026PCI DSS evidence no longer foundThe row was not present in the latest ingest.
18 Sep 2026SOC 2 evidence addedA SOC 2 row entered the index with state Vendor-stated.
18 Sep 2026PCI DSS evidence addedA PCI DSS row entered the index with state Vendor-stated.