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Chime Financial

Security and trust center evidence

chime.comLast verified 26 Oct 2026

Summary

Chime Financial has 1 registry-verified row in the CertReports index, last verified 26 Oct 2026. The strongest row is PCI DSS: Listed on the Visa Global Registry as PCI DSS validated through 2027-01-31. This page is independent of the vendor’s own trust centre: dates, sources and caveats come from CertReports captures.

Reviewer brief

Chime Financial is listed in the Visa Global Registry as PCI DSS validated, as of 26 Oct 2026, confirming its status as a merchant or service provider under Visa's compliance program. The PCI DSS registry entry, as of 26 Oct 2026, indicates that the current validation period runs through 31 Jan 2027. That same PCI DSS registry listing, as of 26 Oct 2026, identifies CIPHER as the auditor responsible for the assessment. No public evidence found for a SOC 2 Type II report for Chime Financial as of 26 Oct 2026. No public evidence found for a HIPAA business associate agreement for Chime Financial as of 26 Oct 2026.

  • PCI DSS - listed in Visa Global Registry, validated through 31 Jan 2027 (as of 26 Oct 2026)
  • PCI DSS auditor on record: CIPHER (as of 26 Oct 2026)
  • SOC 2 and HIPAA - no public evidence found (as of 26 Oct 2026)

Facts only, each dated; nothing here is inferred, scored or advised. Brief generated 30 Oct 2026; it is regenerated whenever a row changes.

Evidence count

1verified rows

checking accountdebit cardfinancial servicesmobile banking

Compliance grid

No public evidence yet for HIPAA, SOC 2, GDPR, FedRAMP, ISO 27001, CSA STAR, Cyber Essentials, ISO 27701, ISO 42001. This does not mean the vendor lacks them; it means nothing public was found at the last check.

Subprocessors

No subprocessor list captured yet.

Change history

  1. 26 Oct 2026PCI DSS renewedExpiry moved from 2026-11-30 to 2027-01-31.
  2. 26 Oct 2026PCI DSS auditor changedAuditor changed from Payment Software Company (PSC) to CIPHER.
  3. 19 Oct 2026PCI DSS auditor changedAuditor changed from Schellman Compliance, LLC. to Payment Software Company (PSC).
  4. 18 Sep 2026First indexed by CertReports1 evidence row across 1 framework entered the index.

Evidence against regulations

All regulations for Chime Financial

How much of each regulation’s vendor requirements Chime Financial’s public evidence reaches.

All articles